Michigan has a number of consumer protection laws to help those who have been wronged obtain justice, including the Michigan Consumer Protection Act, Home Solicitation Sales Act, and various warranty statutes such as the Uniform Commercial Code and New Motor Vehicle Warranty (Lemon Law).
If you feel you have been deceived or treated unfairly in a transaction, contact me for an initial consultation.
Fighting Creditor Harassment
When a creditor realizes that a borrower has limited funds, that creditor begins to worry that another creditor might get to those funds first. As a result, creditors may begin to employ unfair, desperate, and downright nasty methods to get your money and assets as quickly as possible, even if that means harassing you with repeated calls and threats. To deal with this, both Congress and the Michigan legislature have passed laws to punish creditors who use unscrupulous tactics.
You do not have to tolerate unfair debt collection! Contact me today using the form on this page.
Foreclosure Defense
Facing a mortgage foreclosure or land contract forfeiture is intimidating. It involves a complicated process with unfamiliar terms and laws.
You may not even be aware if you have defenses or counterclaims against your lender’s foreclosure or forfeiture action.
For instance, your lender may not have provided you with an opportunity to modify your mortgage if required by law. Or it may be unable to produce the necessary documentation to complete the foreclosure. The mortgage may not describe the proper parcel, or might contain clauses which your lender has overlooked. Challenging these issues may give you sufficient time to work out new financing, file a bankruptcy, sell your home, or move out.
Even if the foreclosure or forfeiture process is proper, you have redemption rights which you should understand before agreeing to a one-sided short sale or deed in lieu.
I will fight to save your home, but you must act fast to preserve your rights.