Knowledgeable MI Bankruptcy Attorney

Bankruptcy provides you with an opportunity to regain control of your finances. Once you receive a "fresh start," you can ultimately begin paying your bills on time again. If you morally feel as though you should repay any discharged debt, nothing prevents you from voluntarily doing so after bankruptcy. It is better to consider bankruptcy sooner, rather than later, so we can potentially protect assets like your retirement, home, and automobile.

Bankruptcy can stop foreclosures, garnishments, and sometimes return taken property, but only if you act fast. The sooner you act, the easier it is to protect your assets.  Contact a bankruptcy lawyer now using the information to the right.

Click here for more information on filing bankruptcy in Michigan.

Fighting Creditor Harassment

When a creditor realizes that a borrower has limited funds, it begins to worry that another creditor might get to those funds first. As a result, creditors begin to employ unfair, desperate, and downright nasty methods to get your money and assets as quickly as possible, even if that means harassing you with repeated calls or threats. To deal with this, both Congress and the Michigan legislature have passed tough laws to punish creditors who use unscrupulous tactics.

You do not have to tolerate unfair debt collection!  Contact me today using the form on this page.

Foreclosure Defense

Facing a mortgage foreclosure or land contract forfeiture is intimidating for the average person. It involves a complicated process with unfamiliar terms and laws.

You may not even be aware if you have defenses or counterclaims against your lender's foreclosure or forfeiture action.

For instance, your lender might have violated the Truth in Lending Act, or committed a misrepresentation. Or it may be unable to produce the necessary documentation to complete the foreclosure. The mortgage may not describe the proper parcel, or might contain clauses which your lender has overlooked. Challenging these issues may give you sufficient time to work out new financing, file a bankruptcy, sell your home, or move out.

Even if the foreclosure or forfeiture process is proper, you have remedemption rights which you should understand before agreeing to a one-sided short sale or deed in lieu.

I will fight to save your home, but you must act fast to preserve your rights.

Consumer Litigation

Michigan has a number of consumer protection laws to help those who have been defrauded obtain justice, including the Michigan Consumer Protection Act, Pricing and Advertising Act, Home Solicitation Sales Act, and various warranty statutes such as the Uniform Commercial Code and New Motor Vehicle Warranty (Lemon Law).

If you feel you have been deceived or treated unfairly in a transaction, contact me for an initial consultation.